More Payment Methods

UPI

Bank Transfer

Unied Payments Interface (UPI) is the preferred digital payment method of Indian consumers. An instant real-time mobile payment service that allows consumers to link multiple bank accounts in a single smartphone app and make bank transfers with just their unique UPI ID. Launched in 2016 by the Indian government through its subsidiary NCPI, its primary goal is to drive India toward becoming a cashless society. UPI supports 522 banks and 120+ third-party apps. PPRO is one of the rst few providers to offer this simplied future-proofed native cross-border solution to international merchants.

UPI

Features

  • Coverage Area
    Customer
    United Kingdom, European Union, America, Australia, Canada, Fiji, Georgia, Iceland, Japan, Kazakhstan, Kuwait, Macau, Malaysia, Maldives, Morocco, New Zealand, Norway, ph, Qatar, Saudi Arabia, Singapore, za, South Korea, Switzerland, Thailand, United Arab Emirates, Vatican City, Vietnam
    Merchant
    Global
  • Channel
    Online
  • Currency
    Consumer Currency
    INR, USD, GBP
    Processing Currency
    INR, USD, GBP
    Settlement Currency
    USD, EUR, GBP
  • Transaction
    Minimum Limit
    INR 1.00
    Maximum Limit
    USD 100,000 (Open to discussion for Tier 1 global merchants)
    Payment Timeout
    30 minutes
  • Feature
    Scheduled Payment
    no
    One-click Payment
    no
    Refunds
    yes
    Partial Refunds
    yes
    Multiple Partial Refunds
    yes
    Payment Guarantee
    yes
    Refund Risk
    yes

Why ChooseUPI？

  • In 2026 we expect India's ecommerce cross-border volumes through UPI to reach USD 92 billion, climbing to an estimated USD 155 billion in 2032.

    In 2026 we expect India's ecommerce cross-border volumes through UPI to reach USD 92 billion, climbing to an estimated USD 155 billion in 2032.

  • UPI cites an active consumer base of over 330 million and more than 75% market share of all payments made in India.

    UPI cites an active consumer base of over 330 million and more than 75% market share of all payments made in India.

  • In Dec 2023 alone, UPI processed over 12 billion transactions, the highest since its launch.

    In Dec 2023 alone, UPI processed over 12 billion transactions, the highest since its launch.

How It Works?

  • At checkout, the consumer chooses UPI as the preferred payment method.
    Merchant

    01

    At checkout, the consumer chooses UPI as the preferred payment method.

  • The consumer scans the QR code, enters their UPI ID or selects their UPI mobile application.
    Customer Device

    02

    The consumer scans the QR code, enters their UPI ID or selects their UPI mobile application.

  • The consumer reviews the payment details and confirms the payment by entering their 4 digit pin code.
    Customer Device

    03

    The consumer reviews the payment details and confirms the payment by entering their 4 digit pin code.

  • The payment is confirmed.
    Merchant

    04

    The payment is confirmed.

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