More Payment Methods

Payconiq

E-wallet

Founded in 2015, Payconiq is a Belgian e-wallet accepted in Belgium and Luxembourg. Consumers benet from quick and easy payments through their smartphones while its 70,000 merchants can improve conversion rates by reducing friction for consumers. Due to its lucrative loyalty scheme, Payconiq maintains a healthy, repeat consumer base. Payconiq is supported by 20 banks: 95% of whose customers can use the payment method.

Payconiq

Features

  • Coverage Area
    Customer
    Belgium, Luxembourg
    Merchant
    Global
  • Channel
    Online
  • Currency
    Consumer Currency
    EUR
    Processing Currency
    EUR
    Settlement Currency
    EUR
  • Transaction
    Minimum Limit
    EUR 0.01
    Maximum Limit
    Limits dependent on bank
    Payment Timeout
    20 hours
  • Feature
    Scheduled Payment
    no
    One-click Payment
    no
    Refunds
    yes
    Partial Refunds
    yes
    Multiple Partial Refunds
    yes
    Payment Guarantee
    yes
    Refund Risk
    no

Why ChoosePayconiq？

  • Payconiq reports that consumers make more than 4 million payments daily, with an average value of EUR 80, putting them among Europe's higher spenders.

    Payconiq reports that consumers make more than 4 million payments daily, with an average value of EUR 80, putting them among Europe's higher spenders.

  • According to Payconiq 5.3 million Belgians made at least one mobile payment using Payconiq and the Payconiq app was downloaded over 1.3 million times in 2022.

    According to Payconiq 5.3 million Belgians made at least one mobile payment using Payconiq and the Payconiq app was downloaded over 1.3 million times in 2022.

  • In Belgium it’s mandatory for all consumer-facing businesses to provide at least one way in which to accept electronic payments from customers, which would supplement more traditional payment methods.

    In Belgium it’s mandatory for all consumer-facing businesses to provide at least one way in which to accept electronic payments from customers, which would supplement more traditional payment methods.

How It Works?

  • At online checkout, the consumer chooses Payconiq as the preferred payment method.
    Merchant

    01

    At online checkout, the consumer chooses Payconiq as the preferred payment method.

  • The consumer scans the QR code on the payment page.
    Merchant

    02

    The consumer scans the QR code on the payment page.

  • The consumer confirms the payment in the Payconiq app.
    Payment Methods

    03

    The consumer confirms the payment in the Payconiq app.

  • Payment is confirmed.
    Merchant

    04

    Payment is confirmed.

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