More Payment Methods

Klarna

Buy Now, Pay Later

Founded in 2005, the Swedish payments giant Klarna is considered one of the market leaders in global payments and shopping services, with more than 90 million users worldwide. At the online checkout, consumers select the Klarna payment option they prefer based on availability by country and merchant. When selecting Pay Now they have the option to pay by bank transfer, debit card or credit card. Klarna offers both a buyer protection policy and a merchant payment guarantee.

Klarna

Features

  • Coverage Area
    Customer
    Sweden, Germany, Austria, Netherlands, Belgium, Switzerland, Italy, Spain
    Merchant
    Global
  • Channel
    Online
  • Currency
    Consumer Currency
    EUR
    Processing Currency
    EUR
    Settlement Currency
    EUR
  • Transaction
    Minimum Limit
    EUR 35 or equivalent
    Maximum Limit
    EUR 1000 or equivalent
    Payment Timeout
    48 hours
  • Feature
    Scheduled Payment
    no
    One-click Payment
    yes
    Refunds
    yes
    Partial Refunds
    yes
    Multiple Partial Refunds
    yes
    Payment Guarantee
    yes
    Refund Risk
    yes

Why ChooseKlarna？

  • Over 250,000 merchants globally have integrated Klarna — an indication of the payment method’s widespread acceptance and usefulness.

    Over 250,000 merchants globally have integrated Klarna — an indication of the payment method’s widespread acceptance and usefulness.

  • In its May 2022 results, Klarna reported 93% of transactions are made by returning Klarna users with their most loyal users making an average of 53 transactions during Q1 2022.

    In its May 2022 results, Klarna reported 93% of transactions are made by returning Klarna users with their most loyal users making an average of 53 transactions during Q1 2022.

  • Klarna reports retailers typically see a 68% increase in average order value, and 44% of their customers would have abandoned carts if Pay Now had not been available.

    Klarna reports retailers typically see a 68% increase in average order value, and 44% of their customers would have abandoned carts if Pay Now had not been available.

How It Works?

  • At online checkout, the consumer selects Klarna as their preferred payment method
    Merchant

    01

    At online checkout, the consumer selects Klarna as their preferred payment method

  • The consumer redirects to a Klarna HPP and selects their bank to pay, via bank transfer or direct debit
    Payment Methods

    02

    The consumer redirects to a Klarna HPP and selects their bank to pay, via bank transfer or direct debit

  • The consumer provides their bank account credentials, reviews and authorises the transaction
    Payment Methods

    03

    The consumer provides their bank account credentials, reviews and authorises the transaction

  • Payment is confirmed; the consumer redirects to the merchant
    Merchant

    04

    Payment is confirmed; the consumer redirects to the merchant

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