More Payment Methods

GoPay

E-wallet

GoPay launched in 2016 as an e-wallet for Gojek, with its real differentiator being exclusive integration into the Gojek super app: meaning the choice of payments for rides, food deliveries and more is either cash or GoPay. With a focus on empowering the unbanked and underbanked, GoPay has quickly become one of the leading payment platforms in Indonesia, seen by millions as safe, secure, inclusive and comprehensive. Suitable for high-volume enterprise merchants. Consumers top up their GoPay wallet with cash directly to Gojek drivers or at ATM machines, and via SMS or online banking. Consumers pay by simply conrming the order and entering their PIN. Furthermore, they have the option to pay immediately or to use the PayLater option to pay at the end of the month.

GoPay

Features

  • Coverage Area
    Customer
    Indonesia
    Merchant
    Global, Indonesia 但不包括
  • Channel
    Online
  • Currency
    Consumer Currency
    IDR
    Processing Currency
    IDR
    Settlement Currency
    USD
  • Transaction
    Minimum Limit
    IDR 1
    Maximum Limit
    IDR 20,000,000/tx KYC'd customers, 2,000,000/tx nonKYC'd customers
    Payment Timeout
    1 hour
  • Feature
    Scheduled Payment
    no
    One-click Payment
    no
    Refunds
    yes
    Partial Refunds
    yes
    Multiple Partial Refunds
    yes
    Payment Guarantee
    yes
    Refund Risk
    no

Why ChooseGoPay？

  • GoPay has a 25% market share (Kadence) and 58% brand recognition (Ipsos) indicating a widespread trust that can help cross-border entrants win over local consumers.

    GoPay has a 25% market share (Kadence) and 58% brand recognition (Ipsos) indicating a widespread trust that can help cross-border entrants win over local consumers.

  • GoPay reported, in just the first quarter of 2022, consumers made payments worth more than US$500 million. Over the course of the year, gross transaction values increased by 47%.

    GoPay reported, in just the first quarter of 2022, consumers made payments worth more than US$500 million. Over the course of the year, gross transaction values increased by 47%.

  • According to Gojek, GoPay is accepted by 900,000 merchants across channels. By accepting GoPay, 93% of small and medium merchants increase transaction volumes and 55% increase their revenues.

    According to Gojek, GoPay is accepted by 900,000 merchants across channels. By accepting GoPay, 93% of small and medium merchants increase transaction volumes and 55% increase their revenues.

How It Works?

  • At mobile checkout, the consumer chooses GoPay as the preferred payment method.
    Merchant

    01

    At mobile checkout, the consumer chooses GoPay as the preferred payment method.

  • The Gojek app is opened via App2App deep link.
    Payment Methods

    02

    The Gojek app is opened via App2App deep link.

  • The consumer authenticates the transaction with their PIN, fingerprint or face ID.
    Payment Methods

    03

    The consumer authenticates the transaction with their PIN, fingerprint or face ID.

  • Payment is confirmed.
    Merchant

    04

    Payment is confirmed.

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