More Payment Methods

BLIK

Bank Transfer

Introduced in 2015, BLIK is a must-have payment method for e-commerce sites in PL. It is a mobile payment service with a unique model of cooperation between banks, payment acquirers, and merchants. BLIK is available to smartphone users with a mobile banking app from participating banks. Consumers provide their BLIK code to authenticate in the BLIK system and conrm payment within their banking app. Supported banks include: Alior Bank, Bank BPS, Bank Millennium, Bank Pekao, Bank Pocztowy, BNP Paribas, BS Brodnica, Crédit Agricole, Getin Bank, Getin Noble Bank, ING Bank, mBank, Nest Bank, PKO Bank Polski, Santander, SGB Bank.

BLIK

Features

  • Coverage Area
    Customer
    Poland
    Merchant
    Global
  • Channel
    Online
  • Currency
    Consumer Currency
    PLN
    Processing Currency
    PLN
    Settlement Currency
    PLN
  • Transaction
    Minimum Limit
    PLN 0.01
    Maximum Limit
    PLN 50,000
    Payment Timeout
    55 seconds
  • Feature
    Scheduled Payment
    no
    One-click Payment
    yes
    Refunds
    yes
    Partial Refunds
    yes
    Multiple Partial Refunds
    yes
    Payment Guarantee
    yes
    Refund Risk
    yes

Why ChooseBLIK？

  • BLIK reports that it is the most frequently used mobile payment method in PL, reporting over 12 million active users – more than one-fth of the population.

    BLIK reports that it is the most frequently used mobile payment method in PL, reporting over 12 million active users – more than one-fth of the population.

  • BLIK cites 763 million transactions worth USD 25 billion in 2021 - over 75% via ecommerce and a 60% market share of all Polish e-commerce.

    BLIK cites 763 million transactions worth USD 25 billion in 2021 - over 75% via ecommerce and a 60% market share of all Polish e-commerce.

  • In just the third quarter of 2022, Polish online shoppers spent more than US$5 billion using their BLIK payment apps.

    In just the third quarter of 2022, Polish online shoppers spent more than US$5 billion using their BLIK payment apps.

How It Works?

  • After using BLIK once, the consumer saves the merchant as a trusted shop.
    Online Banking

    01

    After using BLIK once, the consumer saves the merchant as a trusted shop.

  • At checkout, the consumer selects BLIK as their preferred payment method.
    Merchant

    02

    At checkout, the consumer selects BLIK as their preferred payment method.

  • The consumer is prompted to continue in their banking app.
    Merchant

    03

    The consumer is prompted to continue in their banking app.

  • The consumer reviews the transaction and authorises payment.
    Online Banking

    04

    The consumer reviews the transaction and authorises payment.

  • Payment is confirmed.
    Online Banking

    05

    Payment is confirmed.

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